Opening
- Do not double-click the CSV if you can help it. In Spreadsheet: Data → From text / Open, then pick UTF-8. Double-click uses the OS default encoding, which on many Windows locales is still not UTF-8.
- Confirm the delimiter: comma, semicolon, or tab. European exports often use semicolon because comma is the decimal. If every row lands in column A, you picked the wrong delimiter.
- Preview column types. IBANs and phone numbers must be text or you lose leading zeros. Dates: pick a format that matches the file, not your wish.
Saving
Save As CSV UTF-8 if the other system is any modern web app. If a 1998 ERP wants ANSI/Windows-1252, you will have to speak its dialect — and you should document that in the filename: invoices-1252.csv. Spreadsheet will warn that it drops sheets, formulas, and formatting. Believe the warning. Keep the XLSX as the brain, CSV as the mouth.
The Excel-on-the-other-end trap
You send UTF-8 CSV. They open it in Excel by double-click. Excel in some regions assumes local ANSI. They call you and say the file is corrupt. Tell them to Data → From text → UTF-8, or send XLSX. This is not a WPS bug.
BOM
A UTF-8 BOM (the invisible first bytes) helps old Excel guess UTF-8 and hurts some Linux tools. If a script complains about Name in the header, you have a BOM. Re-export without it, or skip one character in the parser. Neither option is “wrong”; they are incompatible cultures.
Newlines inside fields
A comment column with Enter in the cell will split rows if someone saved without quotes. Re-open in Spreadsheet, inspect row count vs known-good, fix the cell, export again. Never fix a 40,000-row dump in Notepad.
More: Spreadsheet · formulas.
One file, many tables
A dump with a blank row then a second header is two CSVs wearing a trench coat. Split before import, or you will teach Spreadsheet that “Total” is a payee. If the bank adds a 3-line letterhead, skip those rows in the import wizard every month until you automate — and when you automate, assert the header equals Date,Description,Amount or abort.
Round-trip test
Save UTF-8 CSV, close, reopen with the wizard. Row count must match. Spot-check José, a negative amount, and a long description with a comma. If the comma split a field, quotes were dropped — export again from XLSX, do not hand-edit 4,000 rows.